Shop Pay / Affirm Payments

 

 

Now, when you choose Shop Pay at checkout, you can split your purchase into 4 equal, 0% APR installment payments—with no additional, hidden, or late fees.*
 How It Works:
1. Add items to your cart.
2. Check out with Shop Pay.
3. Choose to pay in 4 installments
    Your first payment will either be due at checkout or 2 weeks after your purchase. The next 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. And don't worry, you'll get an email reminder before each payment to keep you in the know.
    *Rates from 0%APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest free payments of $200 every 2 weeks.

     

    FAQ

    • What is the option to pay in installments on Shop Pay?
      • When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% APR, no hidden or late fees, and no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.
    • Which payment methods are accepted if I use the option to pay in installments on Shop Pay?
      • The installments option on Shop Pay is available on debit and credit cards.
    • Are there late fees?
      • No, there are no late fees if you miss a scheduled payment.
    • What if I make a return on a purchase made through installments with Shop Pay?
      • If we process a refund, the refunded amount will be returned to your original payment method within 3-10 business days, and your balance will be updated.
      • If your refund is less than your total purchase balance, it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.
      • If your refund is more than your purchase balance, the difference will be returned to your original payment method within 3-10 business days.
    • Have more questions?